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We offer a variety of financing solutions to meet your unique needs. Our services include home loans, construction lending, housing refinancing, and business lending. Whether you're looking to purchase a new home, build or renovate a property, refinance your current mortgage, or grow your business, we've got you covered. Our team of experts provides personalised guidance and support throughout the process, ensuring you achieve your financial goals. Browse our services and let us help you find the perfect solution for your needs.

Buying a House

We provide additional support to ensure your first property purchase are stress free, we provide:

  • Unlimited free CoreLogic RP Data Property report to assist your property search in the market.

  • Applying family guarantee with 0 deposit.

  • Applying LMI (Lender Mortgage Insurance) waive from the lender.

  • Applying government First Home Guarantee (2-5% deposit with No LMI)

  • Assisting in the FHSS Scheme (First Home Super Saver Scheme) to facilitate your savings.

  • Applying the FHOG (First Home Owner Grant) free of charge.

We provide loan for different purpose: owner or investment.
We apply mortgage for different types of properties: apartment, Vila, Duplex and house.
We offer loan for the for properties across Australian: major cities or countryside in all states.

 

Private Property
Construction Engineer

We look up you from the pre-approval to you get the key. We do all the paper works and co-ordinate with the lender and builder in each stage to make sure your construction is a hassle-free journey.

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We apply mortgage for variety of commercial properties: warehouse, factory, shops, office, development site, show room, hotel, motel and leisure place, medical centre, childcare centre, farm and others.

 

We have different application strategies, tax return is not required in most cases, we can use the lease agreement only or one BAS (quarterly business activity statement) or accountant letter to secure the loan.

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Couple at Home

SMSF loan lets you leverage the funds in your self-managed super fund to purchase an investment property.

 

We can apply the loan for residential or commercial properties, we work together with your accountant or financial planner to maximum your retirement benefit.

A family trust can be a great way to hold assets, through which you can distribute funds to different family members. Because of the complicated nature of family trusts, the process to apply a mortgage is more challenging than the standard home loan.

Family Portrait
Image by Precondo CA

Bridging loan works as a short-term loan that finances the purchase of a new property now and give additional 6-12 months period to sell your existing property.

Residential loan: to secure the lower interest rate and get the cash back.

Commercial loan: to get the lower interest rate and waive most of the set-up cost-valuation and application fees.

Simple process: No income document requirement in most applications.  


 

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Car Loan.jpg

Broad range of finance options for :
Cars, utes, vans,  trucks, trailers and buses, agricultural equipment, construction and access equipment, other equipment, e.g. computers, fit-outs and manufacturing

 

$0 deposit required: keep money to run your business.

 

No extra assets for security: the only asset you provide for security is the vehicle or equipment.
 

We understand the small business owner fully, we apply

  • One year tax return

  • Financial report only.

  • 6 months director wages

  • BAS only

  • Accountant letter only

Cafe Owners
Image by ConvertKit

Australian citizen or permanent resident works in overseas: 80% borrowing, most currencies are acceptable.

Most temporary visa holders can borrow 80% of the property value.

75% of the property value, low set up cost.

Past history just shows yesterday. We still have options  for you.

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